Pradhan Mantri Jan Dhan Yojana 2024: Get ₹10,000 Free by Opening a Jan Dhan Account – Complete Details Inside
Introduction to Pradhan Mantri Jan Dhan Yojana 2024
The Pradhan Mantri Jan Dhan Yojana is a government initiative launched by the Indian government to support economically disadvantaged families. The scheme aims to provide financial assistance to poor families, and it was inaugurated by the Prime Minister on August 15, 2014. However, it was officially implemented nationwide on August 28, 2014. The scheme set a target of opening more than 75 million accounts in banks across the country. This article will provide you with complete information about the Pradhan Mantri Jan Dhan Yojana.
We will also provide the official website link at the end of this article, so stay with us until the end.
What is Pradhan Mantri Jan Dhan Yojana 2024?
Under the Pradhan Mantri Jan Dhan Yojana, financial assistance is provided to poor families. Most of the Jan Dhan accounts are held by women, and these accounts are used to receive benefits from various government schemes. The funds related to these schemes are directly credited to your account. This scheme is run by the central government, and there is no need to maintain a minimum balance in the Jan Dhan account.
The government also provides loans at low-interest rates on Jan Dhan accounts. Account holders receive scholarships, subsidies, pensions, and other benefits directly into their bank accounts through Direct Benefit Transfer (DBT). The Pradhan Mantri Jan Dhan Yojana benefits both rural and urban populations. The central government offers an insurance coverage of ₹30,000 to the beneficiary’s family under this scheme. Additionally, an overdraft facility of ₹5,000 to ₹10,000 is provided. Over 500 million accounts have already been opened under the Pradhan Mantri Jan Dhan Yojana.
Who Can Open an Account Under Pradhan Mantri Jan Dhan Yojana 2024?
Any Indian citizen can open an account under the Pradhan Mantri Jan Dhan Yojana, provided they are over 10 years old. You can open a Jan Dhan account at any nearby bank using documents like Aadhaar Card, Voter ID, Driving License, MNREGA Card, Passport, or PAN Card. You will need to download the account opening form from the official website https://pmjdy.gov.in/ and submit it to the bank.
To open a Pradhan Mantri Jan Dhan account, the account holder must be a resident of India. The age limit for this scheme is between 18 and 65 years. For children, joint accounts can be opened from the age of 10. However, central and state government employees, as well as taxpayers, are not eligible for the benefits of this scheme. The Jan Dhan savings account is a zero-balance account.
Required Documents for Jan Dhan Account
- Aadhaar Card
- PAN Card
- Mobile Number
- Email ID
- 4 Passport Size Photos
How to Open a Pradhan Mantri Jan Dhan Account?
We have provided detailed information on how to open a Pradhan Mantri Jan Dhan account, which you can follow easily. The steps are as follows:
- Step 1: First, visit your nearest bank to open a Pradhan Mantri Jan Dhan savings account.
- Step 2: Once at the bank, ask for the form to open a Jan Dhan account.
- Step 3: You will be given an account opening form, which you need to fill out carefully.
- Step 4: After filling out the form, attach photocopies of the required documents.
- Step 5: Submit the completed form along with the photocopies of your documents at the bank branch.
- Step 6: The bank will then provide you with an account number, and you will start receiving the benefits of various schemes in this account.
Conclusion
The Pradhan Mantri Jan Dhan Yojana is a significant initiative by the Indian government, aiming to elevate low-income and impoverished families towards financial prosperity. Through this scheme, banking services are being made accessible to the poor, connecting them with the benefits of various government schemes. This effort aims to bring financial inclusion to the weakest sections of society.
Pradhan Mantri Jan Dhan Yojana 2024 Official Website – https://pmjdy.gov.in/
